1. Your Circumstances change, and you may require more or less from your current home loan
2. Existing home loans may have features you don’t need or use but still pay for
3. You may need more from your home loan such as an offset or redraw facility etc
4. Your rate may be too high, let us find you a better one
5. It’s not always about the rate, finding a home loan with more flexibility may be better for you
6. You may be able to save interest by utilising your home loan features
7. You may be paying fees you no longer should be paying
8. You may have equity to unlock and help you pay off existing smaller debts or help consolidate existing debts.